The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Saving for College 101 Here’s a crash course on saving for college. U.S. Personal Savings Rate What can be learned from the savings rate? What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.